Buy Now, Pay Later

Offer your customers the flexibility to pay for their purchases over time. PayPal’s Buy Now, Pay later helps you increase checkout conversion, customer lifetime value, and new customer acquisition from a network
of over 300 million consumers.

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Full-Spectrum Financing

PayPal Pay Later enables merchants to offer a suite of buy-now-pay-later offers to cover a spectrum of price points.

Pay In 4
For Orders below $30, Customers make 4 bi-weekly payments at 0% APR with the first payment due at purchase (6 weeks), and Merchants are Paid upfront, while customers pay over time using transparent financing options.
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For larger orders, PayPal Credit ensures that Customers incur no Interest if paid in full in 6 months on purchases of $99+, and Merchants are Paid upfront, while customers pay over time using transparent financing options.

Simple

PayPal Pay Later includes a simple customization interface that allows merchants to add credit messaging to any WooCommerce page such as home, product, cart, and checkout page.

Flexible

Merchants can easily customize the Credit messaging look and feel with easy options to change the Credit messaging’s location, width, colors, and style.

Choice

Merchants have a choice to include Credit messaging only on the pages they want to. Pages can be easily excluded or included to display PayPal Credit messaging.

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Grow Sales

Grow Sales

Businesses that promoted PayPal Credit on their websites saw a 21% increase in sales vs. those that did not 1.

increase customer loyalty

Increase Customer Loyalty

Because many consumers trust the PayPal
brand, they may be more comfortable
making a purchase from a merchant offering PayPal Credit, which may increase their lifetime value.
Attract New Customers

Attract New Customers

85% of PayPal Credit users surveyed are more likely to shop at a retailer or online shop that offers interest-free Credit options 2
.

reduced costs

Reduce Costs

Merchants that implement PayPal Credit
instantly make it accessible to over 300
million PayPal consumers and can co-market to millions of PayPal Credit consumers with billions in purchasing power 4.

lift AOVs

Lift AOVs

Merchants with pay-over-time messaging on their websites saw a 56% increase in overall PayPal AOV 3.
Trusted PayPal Brand

Trusted PayPal Brand

PayPal Credit provides merchants with the industry-standard PayPal brand trusted by nearly 2/3 of US online adults. Because consumers trust the PayPal brand, they are more likely to make purchases from merchants offering PayPal Credit.

Increase Conversion Rates

Help convert browsing consumers into buying consumers, increase average order volume, and drive more revenues.
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Co-Marketing to Consumers

Get access to over 300 million PayPal consumers and can co-market through the PayPal Credit Network Marketing Program to millions of PayPal Credit consumers with billions in purchasing power.

PayPal Credit

Buy Now Pay Later

When customers have access to an attractive, frictionless credit offer,
they have the flexibility to purchase the way they want to, have the option to buy more expensive items they may not have previously considered, and potentially increase the size of their carts. You can
benefit by increasing conversion rates and revenues, increasing customer lifetime value, and decreasing customer acquisition and retention costs

Easy Integration

PayPal for WooCommerce provides a simple form to customize the PayPal Credit Messaging look and feel and the most effective ways to promote PayPal Credit as per PayPal’s best practices, visuals, and guidelines for promoting PayPal Credit.

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  1. Average annual incremental sales based on PayPal’s analysis of internal data among 210 merchants with messaging and buttons against a broader group of merchants that did not, with 24-month continuous DCC volume between January 2016 and November 2019.
  2. An online study commissioned by PayPal and conducted by Logica Research in May 2020 involving 2,000 U.S. consumers, where half were PayPal Credit users and half were non-PayPal Credit users, May 2020
  3. Average lift in overall PayPal AOV for merchants with PayPal Credit messaging  vs. those without, 2019 PayPal internal data
  4. Forrester, The State of Alternative Payments Acceptance in US Retail, April 2020

Looking for Live Help?

Schedule a live meeting with Drew Angell, PayPal Certified Developer, and get all of your questions or concerns answered.